How Bad is the Stock Market Decline? Stocks have been hit hard this New Year due to a combination of influences that range from sentiment to technical to fundamental.  So, just how bad is it?  This 26 year chart may

What does it take to become a millionaire? Hard work, talent, good luck, access to capital and ideas are all part of the equation.  But another factor is the country in which you’re born.  How does your country embrace those

The year has just begun and many of us make a resolution to be physically healthier in the New Year.  This usually includes working out more and eating better. Of course this a great thing to want, but consider the

We agree when it comes to things like working, driving, marrying, taking social security, your age is very important.  Age factors into the yes or no equation. But investing?  What does age have to do with it? Why should a

After the Federal Reserve raised short-term interest rates a quarter of a point today, we wanted to share an article we published in our November issue of the  401kSelections.com Member monthly 401k Report. Bye Bullish Bonds? Is the 30-year bond bull

We found an interesting article at Taxfoundation.org, and wanted to share it with you. In their article, “The Real Value of $100 in Each State”, they present readers with a map (shown below) that shows the value of $100 dollars

What is your fund rating system and how does it work? I rank mutual funds and ETFs based on my proprietary C metric.  C is the risk-adjusted relative performance number.  Risk is measured by a fund’s monthly volatility.  Relative performance is

When it comes to saving, investing, and trading funds, there are many stresses that present themselves. We have briefly discussed in a recent blog of the large percentage of individuals who have little to no savings account; this suggests evidence

We found this recent survey by GoBankingRates.com very fascinating and motivating.  As an investment services company, these results were interesting to look over, and we wanted to share them with our members and readers! If you are struggling to grow

Besides using one’s age to determine one’s asset allocation between stocks, bonds, and cash, what other common mistakes do 401k investors typically make? There are four fairly well known ones. Never changing allocations Staying with the laggards Diversifying for no