Where does the line form? If the cost to borrow money is near zero percent, where do we line up?

Of course, the issue is the money will have to be repaid. In the meantime, what can we do with such near zero sums?

Go on vacation? Buy some new clothes? Get a fast car? Not hardly. These things depreciate in value. And remember all of the money has to be repaid. So what else might we consider?

Buy bonds? This is known as borrowing short and lending long. This may work as long as short-term rates don’t go up.

Buy stocks? Buying on margin can be a quick way to make a bunch, but also to lose substantially more than you started with.

Buy a rent house? Consider the costs, the rental income, the mortgage payment, the calls.

Buy a business? Like any other potential investment, this also has to be analyzed on its merits. But certainly keeping the cost to buy low, should have its advantages in valuing the business’ cash flow.

Start a business? The same risks and rewards as buying a business apply here too.

Money to borrow at a near zero cost is only the start of the journey.